You're spending $620 more than you make each month.

$620

Spending over income

This looks fixable. We found about $940/month you may be able to change without touching your basic needs.

✦ You only need to recover $620 of the $940 we found

Income$6,000normal month

Spending$6,620normal month

Basic needs$4,030protected first

You can change$940found in 5 areas

How your income gets usedDoes your income cover your life?Needs · debt · priorities · what you can change

Where to actYour spending mapReal merchants and transactions behind the adjustable spending

Money PlanWhere your next paycheck should goProtected money first, everyday money second

Money WatchWhat changed while you were living your life?Spending, bills, paycheck and recurring-charge signals

Future pictureWhat could your commitments change?See the simulated effect before the next month happens

ProgressIs the real picture improving?Compare completed Money Checks over time

⌾

Your full picture is ready

See what makes up your $6,620 in spending — and where the $940 you can change is hiding.

Included freeYour Free Money Picture

See how much money normally comes in and goes out
See what needs to be protected first
See how much money is left — or how far you are short
See where you may have room to make changes

PremiumDuring the month

We watch your connected activity for meaningful changes
Get an alert if spending starts moving away from your plan
Get reminders when bills or upcoming expenses need attention
Know when an important paycheck or income change appears
Open the app when something matters — not every day

PremiumOnce a month

Review what changed since your last Money Picture
Choose what you want to reduce, keep, or protect
Update your paycheck plan, debt goals, savings goals, and commitments
See how your choices could improve your future Money Picture
See your progress month after month

You don't need another budget — or another daily chore. You need control.Make the plan, then live your life. We'll keep an eye on your money and let you know when something important needs your attention.

Create a free account to see your money picture**Creating an account and adding financial data gives you access to your Money Picture at no charge. Premium planning, personalized “What to Change” guidance, simulations, monitoring, notifications, and Progress features require an active paid or eligible employer-sponsored Premium subscription. Bank connectivity and data coverage can vary by financial institution.