Review specific expenses and choose what to reduce, stop, cancel, move, or protect.
Private beta · by invitation only
See where your money is going.Take control.
- Connect your bank accounts or upload statements.
- See whether you're spending more than you make.
- See what you can change and where every paycheck should go.
Your Money Picture is free. No budgeting tool.
Simple diagnosisClear next stepsBusiness stays separate
Money Gap$620Spending over income
Income$6,000
Spending$6,620
You can change$940
Need to recover$620
Know your situationSee right away if you are spending more than you make.$620 spent more than your income
See what to changeWe point to the expenses you can review first.$940 we can tap into to reduce expenses
Protect each paycheckGet a simple plan for where the next paycheck should go.$6,000 income we help you allocate
Built for people who hate budgeting
You don't need another budget. You need control.
You do not need to track every coffee, enter every purchase, or spend your life maintaining categories.
Connect your accounts. We organize what already happened, show the big picture, and help you decide what stays and what changes.
Not another budget. Not another daily chore.Your money should work around your life
Connect once. Check in about once a month.
You do not need to open the app every day. We keep the money picture updated in between and alert you when something actually deserves your attention.
MONTHLY RHYTHM
1
Connect
Your accounts keep the picture current.
2
Live your life
No daily budget maintenance.
3
We watch
Important changes become alerts.
4
Check in
See what changed and what to do next.
Premium · when you want help changing it
Go from “now I see it” to “I know what I'm changing.”
Your Money Picture is free. Premium turns the diagnosis into commitments you choose, shows the future Money Picture those changes could create, and keeps watch between check-ins.
See the projected effect of the commitments you make before the next month happens.
Money Watch and Bill Watch surface changes that actually deserve your attention.
Compare Money Checks over time and see whether your real situation is improving.
Start with my free Money PicturePremium is optional. Your Money Picture stays free.
Money Watch
We keep an eye on your money so you don't have to.
Most activity should stay quiet. We surface changes that may need a decision and sometimes simply tell you everything looks good.
✓
Everything looks good.Nothing needs your attention.
Spending is running higher than usual
We compare the month to your normal pattern so you can act before the end of the month.
A new recurring charge appeared
Money Watch flags recurring activity that looks new or unexpectedly changed.
Your paycheck came in lower than usual
A meaningful income change should change the plan, so we surface it quickly.
A bill may be missing or late
Bill Watch looks for expected recurring payments that did not show up when expected.
Bill Watch · part of Money Watch
We notice when a payment should have happened but didn't.
We learn recurring payments and look for bills that are due, missing, late, or different from usual. When confidence is low, we say that clearly instead of pretending we know for sure.
Car insuranceNot seen yetExpected around Sep 12
Electric bill$204Usually around $135
RentPaidDetected on time
Take Control
A suggestion only matters if you actually do it.
Your Money Plan becomes a short real-life checklist. You choose the commitments. We help you follow through, and where the evidence is clear, connected activity can help verify the result.
3 of 5 completed
✓
Route the next paycheck the way you decidedConfirmed done
✓
Open or connect the account you needConfirmed done
✓
Keep the everyday spending card you choseConfirmed done
Remove other saved cards from shopping sites when that is part of your planYour commitment
Move the money you committed to savings or debtYour commitment
Private by design
We don't keep your raw bank statements.
Bank connections are handled through Plaid. We keep the cleaned financial data needed to build your money picture, including the bank name and last four account digits so transactions stay understandable.
Uploaded statement files are designed to be processed temporarily and deleted after extraction.
KEEPTransactions, cleaned merchants, categories, recurring patterns, bank name, last four digits
DON'T KEEPBank passwords, full account numbers, raw statement files, unnecessary identity details
See it. Decide what matters. Take control.
Your Money Picture is free. Create an account, connect your banks, and see what is really happening. Upgrade only if you want What to Change, your action plan, monitoring, and progress.
Private beta access